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Fulmont Mutual is a small regional Property and Casualty Mutual Company with its operating territory primarily in upstate New York. The main office in Johnstown, New York is nestled at the foothills of the Adirondacks.

Fulmont Mutual Insurance Company will write the following types of insurance policies for you. Contact one of our agents listed under Policy Holder Resources, then Find Your Agent, or contact our Company through info@fulmontmutual.com

AS A POLICYHOLDER OF FULMONT YOU CAN PERFORM ANY OF THE FOLLOWING ON OUR WEBSITE:

• Check your Premium amount and due date 
• Pay your premium through a secure credit card site or
• Sign up for Automatic Clearing House payment from your checking account
• Request no money changes on your policy 
• File a Claim form through E-Mail 
• E-mail us other policy requests, billing or claims related
  

• Businessowners – We will write your building and/or business property coverages for your commercial business. Check our listing of Eligible Classes for Businessowners's Retail and Service Classifications to determine if we can write a Businessowners Policy for you.
  
• Special Multi Peril – The SMP policy provides property and liability coverages for eligible classes of commercial business.
  
• Entrepreneurship Series – Our Home-based Businessowners Policy will provide coverage for your business liability and your business property at Actual Cash Value or Replacement Cost coverage for many different types of Home-based businesses. We can also provide Professional Liability for the home-based Barber Shop or Beauty Salon exposure.

Our brand new Bed and Breakfast Program is designed for the owner-occupied B & B risk. We can provide insurance coverage for your business personal property and liability as well as your personal contents coverage and your dwelling.

• Dwelling Fire – The Dwelling Fire policy is designed for the tenant-occupied 1-4 family dwelling, mobilehome, or personal property contained in a residence or apartment. Liability coverage can be attached to this policy.
  
• Farm Fire – The Farm Fire policy covers farm personal property and farm barns, buildings and structures. This policy is used for the Homeowner who has barn
• s and would like to insure them or if you have a tenant-occupied farm risk.
  
• Farmowners – The Farmowners program provides property and liability coverage for the owner-occupant of an operating farm risk, or for the tenant who occupies the farm residence and is engaged in a farming operation. If you are a livestock farmer, we can attach Inland Marine coverages to insure your livestock and your machinery. See Eligible Classes for Inland Marine.
  
• Inland Marine – In addition to covering livestock and machinery, Inland Marine forms can be attached to any of our other policies to provide coverage for articles usually of special value, such as jewelry, photographic equipment, furs, fine arts. See Eligible Classes for Inland Marine. Our rates are based on insurance to full value of the item, so it will be necessary to submit a bill of sale or appraisal for each item.
  
• Homeowners – The Homeowners Policy will provide coverage for your property and liability if you are the owner/occupant of a 1 – 2 family dwelling or a tenant occupying an apartment. There are many different types of forms and coverages that may be purchased on a Homeowners policy.
  
• Mobilehomeowners – The Mobilehomeowners Policy covers your property and liability if you are the owner/occupant of a mobilehome or a tenant occupying a mobilehome. There are many different types of forms and coverages that may be added to a Mobilehomeowners policy.
  
• Landlords Package – The Landlords Package Policy is designed to cover the one- and two-family non-owner occupied dwelling or the three- and four-family owner or non-owner occupied dwelling. This policy provides property and liability coverage.

Our Products:
Our Products Main Page | Entrepreneurship Series - Home Based Business.
Eligible Classes for Businessowners's Retail and Service Classifications
Eligible Classes for Inland Marine

For further information regarding our policies, send e-mail to
info@fulmontmutual.com, or write to us at:
Fulmont Mutual Insurance Company
P.O. Box 487, Johnstown, NY 12095-0487

Copyright Fulmont Mutual Insurance Company. All rights reserved.
This web site was developed by Empire Web Pages on June 07, 1997.
This page was most recently updated on June 06, 2018. ---