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Fulmont Mutual Insurance Company - In Business Since 1853! Policy Holder Resources Agents, Associates and Employees Section

Welcome to Fulmont Mutual Insurance Company
Fulmont Mutual Insurance Company is licensed to write business in
New York State.

Our "pay bill on-line" option is currently under construction.

If you want to make a payment, you can call us at 518-762-3171, Monday-Friday from 8-4 pm. or mail it to us at PO Box 487, Johnstown NY 12095.

We are located at 309 West Montgomery Street, Suite 15 Johnstown, New York 12095-0487

We are in our new offices as of July 6, 2021.
You can take the elevator up one floor to the first floor.
We have a drop box installed on the exterior of the building for your convenience.


To our valued policyholders, agents and associates:

The insurance industry is considered an ‘essential’ business, and our office remains open. We have limited staff at the office, with the remainder of employees working from home. Unfortunately, in order to maintain ‘social distancing’, we are limiting direct contact with people. We currently have a mail slot for payments or any other information you want to drop off, but we suggest that you stay safe and mail us or email us.

Here are some email addresses that could be helpful to you:

Please let us know if you are struggling to pay your premiums. As a small company, we understand that times are still difficult and every dollar is important to struggling families and businesses. We appreciate being your insurance company and want to help if we can.

The pandemic continues to be an unprecedented situation and with guidelines continuously changing, we are working to be sure that your insurance needs are met with little inconvenience. We are hopeful that we will be able to meet with our customers in person again in the very near future.

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For further information regarding our policies, send e-mail to, or write to us at: 
Fulmont Mutual Insurance Company 
P.O. Box 487, Johnstown, NY 12095-0487 
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